Deadly Weapon Liability and Assault & Battery Liability Protections


Watchie Insurance Group is committed to assisting any organization or venue protect their greatest assets — their employees, volunteers, patrons and guests. The risk of workplace violence and acts of intentional aggression has increased significantly within the last decade. General liability and Excess liability policies do not adequately respond to the dangerous and prevailing physical and financial exposures resulting from a tragic deadly weapon threat or actual attack.

Vulnerable exposures from within your organization or from a complete stranger exist and we are seeing this at alarming rates within our communities, large or small.

Negligent Security exposures are predicted to have diminished or unavailable defense and liability coverage as we look for Assault & Battery policies . WIG specializes in brokering broad protection packages, intended to fill in liability gaps in case something does happen.

Our company focus is on schools, religious organizations, entertainment venues, grocery and retail stores, eateries, bars, non profit and for profit businesses, associations and boards.

Quick Facts

  • Workplace violence is one of the major causes of death in the corporate world, second only to transportation

  • Gun violence costs the US economy roughly $229 billion/year

  • 2 million American workers are victims of workplace violence per year

Coverage Features Include:

  • First and third party coverage for deadly weapon occurrences to include: firearms, explosives, guns, “blades” & vehicular attacks

  • Primary/excess liability coverage up to 100mm

  • All classes of business considered

  • Annual and term policies available

  • ptsd counseling and funeral expenses included in limit

  • tailor-made coverage on a per-organization basis